Apni Chat Apna Ghar Scheme Online Registration 2024 – Acag punjab gov pk PITB Portal

The “Apni Chat Apna Ghar” scheme, launched by Chief Minister Maryam Nawaz, is a government initiative designed to provide affordable housing for the people of Punjab. This program is part of the government’s commitment to ensuring that every citizen has access to home ownership, making it possible for everyone to have a roof over their head.

This new housing loan scheme, known as the “Apni Chat Apna Ghar Program 2024,” is open to all residents of Punjab. Online applications and registrations are currently available. The program offers a district-wise quota for 100,000 housing units, and the registration form is live on the official website, acag.punjab.gov.pk. This project is managed by the Punjab Housing and Town Planning Agency (PHATA).

How to Register Online for Apni Chat Apna Ghar Scheme

Step 1: Visit the Official Registration Page

To start your registration, open the official ACAG Punjab website at acag.punjab.gov.pk. 

Step 2: Enter Your Personal Information

On the registration page, you need to provide the following details:

  • Full Name (مکمل نام): Enter your full name as it appears on your CNIC.
  • Father’s/Husband’s Name (ولدیت / شوہر کا نام): Specify if you are the son, daughter, or wife, and then enter the full name of the respective person.
  • CNIC Number (قومی شناختی کارڈ نمبر): Enter your CNIC number accurately without any spaces or dashes.
  • Father’s/Husband’s CNIC Number (ولدیت / شوہر کا شناختی کارڈ نمبر): Enter the CNIC number of your father or husband.
  • Gender (صنف): Choose your gender (Male/Female).
  • Email (ای میل): Provide a valid email address for receiving notifications and updates.
  • Network (نیٹ ورک): Select mobile network provider from the dropdown list.
  • Mobile Number (موبائل نمبر): Enter your mobile number correctly.
  • District (ضلع): Select your district from the list.
  • Division (ڈویژن): Choose your division.
  • Tehsil (تحصیل): Select your tehsil.
  • City (شہر): Enter the name of your city.

Step 3 Create a Strong Password Account

To set up your account, create a secure password:

  • Password (پاس ورڈ): Choose a strong password with a mix of letters, numbers, and special characters.
  • Confirm Password (پاس ورڈ کی تصدیق کریں): Re-enter the password to confirm it.

Step 4: Submit Your Registration Form

After filling in all the required fields:

  • Review your information carefully to ensure accuracy.
  • Click the “Register (رجسٹر کریں)” button to submit your application.

Apni Chat Apna Ghar Scheme Latest Updates 2024

Apni Chat Apna Ghar Scheme
Apni Chat Apna Ghar Scheme

Logging In and Completing Your “Apni Chat Apna Ghar” Application

After successfully registering, follow these steps to log in and complete your application:

Step 1: Log In to Your Account

  • Click the Login button To access the account.
  • Use your CNIC as your username.
  • Enter the password you created during registration.

Step 2: Access Your Dashboard

  • Once logged in, you’ll be redirected to your dashboard or a specific page where further steps are required.
  • Agree to the terms of the certificate and disclaimer by checking the appropriate box.

Step 3: Complete the Application Form

  • Fill out the Registration application form providing personal information, Like property, and socio-economic Info.
  • Ensure that all mandatory fields Are complete
  • Upload a picture, and submit the form to finalize your application.

Eligibility Criteria for the Apni Chat Apna Ghar Program 2024

If you are interested in obtaining a loan to build a home through the Apni Chat Scheme, please review the following eligibility criteria. You must meet all these conditions to apply; failure to meet any of them will result in ineligibility.

  1. Primary Family Member: The applicant must be recognized as the primary family member according to NADRA’s records.
  2. Permanent Residency: The applicant must be a permanent resident of Punjab, as indicated on their CNIC.
  3. Property Ownership: At the time of application, the applicant should be the sole owner of a small piece of land. This land should be 5 Marla or less in urban areas or up to 10 Marla in rural areas of Punjab, where they intend to build their house.
  4. Criminal History: The applicant must have a clean criminal record, with no convictions related to anti-state activities, anti-social behavior, or serious crimes.
  5. Loan Default: The applicant should not have defaulted on any loans from banks or other financial institutions.
  6. NSER Registration: The applicant must be listed in the National Socio-Economic Registry (NSER) with a Poverty Measurement Tool (PMT) score of 60 or less.

Apni Chat Apna Ghar Scheme Update Government of Pakistan 

Chief Minister Punjab, Maryam Nawaz, has launched a new initiative under the Government of Pakistan. The Apni Chat Apna Ghar Scheme aims to provide loans to the people of Punjab who do not own a house, helping them achieve the dream of homeownership. Whether you are a laborer, employee, or small business owner, this program is designed to assist you.

Under this scheme, Chief Minister Maryam Nawaz has announced that a loan of 15 lakh rupees will be provided to the underprivileged people of Punjab, making it possible for them to own their own homes. This article will give you all the essential details about the Apni Chat Apna Ghar program launched by the Punjab government, so keep reading for more information.

Main Key Objectives of the Apna Chat Apni Ghar Scheme

The Apni Chat Apna Ghar Scheme, launched by the Government of Pakistan, aims to provide 100,000 affordable homes to residents across Punjab. This initiative is designed to help those who cannot build their own houses due to financial constraints. Under this scheme, the Punjab government offers a loan of 15 lakh rupees to enable the construction of homes. The program is set to be completed in three phases over four and a half years.

Here are the primary goals of the Apni Chat Apna Ghar Scheme:

  • Improving Living Conditions: Providing better living environments for low-income families.
  • Access to Basic Amenities: Ensuring better access to essential services like water, sanitation, and electricity.
  • Community Development: Strengthening community growth and development.
  • Reducing Overcrowding: Addressing issues of overcrowding and slum development.
  • Community Protection: Enhancing the safety and well-being of communities.
  • Job Creation: The construction of 100,000 homes will generate approximately half a million jobs, boosting the local economy.

Features 

اس پروگرام کے تحت، آپ کو اپنے گھر کی تعمیر کے لیے بلا سود قرض فراہم کیا جائے گا۔ قرض کی زیادہ سے زیادہ رقم 15 لاکھ روپے ہوگی۔ آپ اس قرض کو 7 سال کی آسان اقساط میں واپس کر سکتے ہیں۔ یہ رقم مستحقین کو اقساط میں فراہم کی جائے گی۔ پنجاب حکومت آپ کے آپریشنل اخراجات اور سیلز ٹیکس بھی ادا کرے گی۔ پہلی تین ماہ کی قسطوں میں معافی بھی دی گئی ہے۔

Detailed Eligibility Requirements for Applicants

آپ کو اپنے ‘اپنی چھت اپنا گھر’ پروگرام سے فائدہ اٹھانے کے لیے مخصوص شرائط پوری کرنی ہوں گی۔ صرف وہی لوگ جو اس معیار کو پورا کریں گے، پاکستان کی حکومت کی طرف سے فراہم کردہ اس پروگرام سے فائدہ اٹھا سکیں گے:

آپ کو پنجاب صوبے کا رہائشی ہونا چاہیے۔

آپ کے پاس حکومت پاکستان کی طرف سے منظور شدہ قومی شناختی کارڈ ہونا چاہیے۔

آپ کے پاس شہری علاقے میں 5 مرلہ زمین یا دیہی علاقے میں 10 مرلہ زمین ہونی چاہیے۔

درخواست گزار کا کوئی مجرمانہ ریکارڈ نہیں ہونا چاہیے۔

آپ نے کسی مالیاتی ادارے یا بینک وغیرہ سے قرض نہ لیا ہو۔

آپ کو نیشنل سوشیو اکنامک رجسٹری (NSER) سروے میں رجسٹرڈ ہونا چاہیے۔

آپ کا PMT اسکور 60 یا اس سے کم ہونا چاہیے۔

Required Documents and Information in 2024

To apply for the “Apni Chat Apna Ghar” program and receive a loan of Rs 1.5 million for house construction, you need to submit certain documents for verification. These documents are essential to determine your eligibility for the scheme

  • National Identity Card (CNIC) approved by the Government of Pakistan
  • A valid phone number for communication
  • Proof of property ownership to verify your claim
  • Proof of monthly income to assess your financial status

District Wise Quota of Loans for Apna Ghar Scheme

No.ZonePHATA RegionDistrictsLoan DistributionPHATA Region-wise UnitsPackaging
1CenterBhakarBhakar28319134423
2Khushab243
3Layyah366
4Mianwali307
5Muzaffargarh714
6FaisalabadChiniot3132511
7Faisalabad851
8Jhang451
9Sargodha520
10Toba Tek Singh376
11NorthLahoreGujranwala65758048003
12Hafizabad302
13Kasur484
14Lahore1690
15Nankana314
16Narowal357
17Okara518
18Pakpattan401
19Sheikhupura512
20Sialkot570
21RawalpindiAttock2872198
22Chakwal263
23Gujrat466
24Jhelum225
25Mandi Bahauddin358
26Rawalpindi600
27SouthBahawalpurBahawalnagar45416845074
28Bahawalpur517
29Rahim Yar Khan714
30MultanDG Khan4983390
31Khanewal458
32Lodhran380
33Multan726
34Rajanpur368
35Sahiwal443
36Vehari517
175001750017500

How to Apply for the “Apni Chat Apna Ghar” Scheme through https://acag.punjab.gov.pk/

The process to apply for the “Apni Chat Apna Ghar” housing scheme, initiated by Chief Minister Punjab Maryam Nawaz, is straightforward. Follow the steps below to register and potentially secure an interest-free loan of Rs. 1.5 million to build your home.

  1. Visit the Official Website
    Go to the official website of the “Apni Chat Apna Ghar” scheme.
  2. Create an Account
    If you are a new user, create an account by entering your CNIC number, phone number, and a secure password.
  3. Login to Your Account
    Use CNIC and password for log in account.
  4. Fill Out the Application Form
    Complete the form with your details, including your name, CNIC number, father’s name, father’s CNIC number, district, division, property information, occupation, job sector, monthly income, and property status. Upload a recent photo of yourself.
  5. Submit Required Documents
    Provide necessary documents as part Of the application. These are crucial for verifying eligibility.
  6. Review Your Application
    Double-check all the information and documents you have provided to ensure accuracy.
  7. Submit Your Application
    After reviewing, submit your application. You will be asked to provide feedback before final submission.
  8. Wait for Eligibility Confirmation
    If you are deemed eligible, you will receive a message from the Punjab Government confirming your qualification for the scheme.

Follow these steps carefully to complete your application for the “Apni Chat Apna Ghar” Scheme.

Apply for Apna Chat Apni Ghar Update Scheme

The “Apni Chat Apna Ghar” scheme is a great opportunity for those who want to own a home in Punjab. With a simple application process and dedicated support, the government is committed to helping you achieve your dream of home ownership.

Apply today and take the first step towards securing a safe and affordable home for your family. By following the steps provided, you can easily apply for the “Apni Chat Apna Ghar” scheme and move closer to owning your dream home

ACAG Helpline Contact Information

If you need help or have questions about the registration process for the Apni Chat Apna Ghar Program, or if you require more details, you can contact the official support team.

Contact Numbers (رابطہ نمبر): 042-99213419, 042-99213428
Email (ای میل): [email protected]

You can call these numbers during working hours or send an email to get assistance with any issues or queries you may have.

Final Reminders for Registering in the Apni Chat Apna Ghar Scheme

If you want to register for the Apni Chat Apna Ghar Scheme provided by Punjab Chief Minister Maryam Nawaz, you must meet the eligibility criteria. To register, visit the official website of the scheme at acag.punjab.gov.pk.

You will need to provide your personal information and upload the required documents to complete your application. Once your registration is successful, you will be eligible to receive an interest-free loan of Rs 15 lakh on the date set by the Punjab government, which you can use to build your house.

Latest Update Apna Chat Apna Ghar Program

You can now register for the Apni Chat Apna Ghar scheme through your mobile phone. Chief Minister Punjab Maryam Nawaz has announced that 70,000 families in Punjab will be provided with an interest-free loan of Rs 15 lakh through this scheme to help them build their homes.

If you Have a 5-marla Plot In urban or a 10-marla plot In rural, you can easily obtain an interest-free loan of Rs 15 lakh from the Punjab government. In this article, we will guide you on how to register for the Apni Chat Apna Ghar scheme using your mobile phone. Stay connected to learn how to simplify the registration process.

Register via the Smartphone Step-by-Step Guide

If you want to build your own house through the Apni Chat Apna Ghar scheme offered by Chief Minister Punjab Maryam Nawaz, you need to complete the registration process. The procedure is simple and can be done from home with a good internet connection. Below is a step-by-step guide to help you register using your smartphone:

  1. Visit the official website of Apni Chat Apna Ghar at https://acag.punjab.gov.pk/.
  2. If you are a new user, create an account by entering your CNIC number, phone number, password, email, and address.
  3. After create an account, log in Account using your CNIC number and password.
  4. You presented with the terms and conditions Carefully. Review and accept them to proceed.
  5. Next, you will be given a form to fill out with your details, such as name, surname, CNIC number, phone number, and address.
  6. After providing your personal information, upload the required documents like your CNIC and property information.
  7. Finally, provide any feedback and click on the submit button.
Once your application is successfully registered, and if you are deemed eligible, you will be provided with a loan of Rs 15 lakh on the payment date set by the government of Punjab.

Key Points on the Apni Chat Apna Ghar Scheme

Chief Minister Punjab Maryam Nawaz has announced that loans of Rs 15 lakh will be provided to 70,000 families through the Apni Chat Apna Ghar scheme. This loan is intended for those who lack the funds to build their own homes. If you do not have the capital to construct your house, the Punjab government will offer you an interest-free loan of Rs 15 lakh, which can be repaid in monthly installments of Rs 14,000.

To register, visit the official website of the Apni Chat Apna Ghar Scheme at https://acag.punjab.gov.pk/. You will need to provide your personal information and required documents to complete your registration in the scheme.

Recap of the Significance of the “Apni Chat Apna Ghar” Program

Chief Minister Maryam Nawaz has launched the “Apni Chat Apna Ghar” program, which will provide 70,000 families in Punjab with a loan of Rs 15 lakh to help them build their own homes. The Punjab government has made it convenient to repay this loan in easy installments over seven years, with a monthly payment of Rs 14,000.

To register for the “Apni Chat Apna Ghar” scheme, visit the official website at https://acag.punjab.gov.pk/. By providing your personal details and required documents, you can successfully apply for a Rs 15 lakh loan from the Punjab Government.

Final Words 

Registering for the Apni Chat Apna Ghar Program is a simple process, but it’s important to make sure that all the information you provide is correct. This program offers a valuable chance for eligible residents of Punjab to get interest-free loans for building their homes. 

For any questions or help, you can visit the official ACAG Punjab website or reach out to their support team In conclusion, the CM Apni Chat Apna Ghar Scheme is a significant opportunity for low-income families in Punjab to own a home without interest. With both online and offline application options, eligible families earning less than Rs 60,000 can easily apply and secure their future.

Frequently Asked Questions

What is the “Apni Chat Apna Ghar” Scheme?

The scheme provides interest-free loans of Rs 15 lakh to Punjab residents for building their own homes

Who is eligible for the Apna Chat Apna Ghar Scheme? 

How I Can apply for the Maryam Nawaz Scheme? 

What documents are required for the application?

How much can I borrow under this scheme? 

What is the payment period For 15Lakhs loan?

Are there any initial payment requirements? 

How much is the monthly installment? 

Can I apply through my smartphone? 

What do I do when I face issues Between registration?

Is the loan interest-free? 

How many families will benefit from this scheme? 

What if I do not meet the eligibility criteria? 

How can I confirm my application status? 

Can I apply for the scheme if I already have a home? 

If you face any problem in applying for this Apna Chat Apna Ghar program or have any query then please contact us. We will be happy to help you.