Punjab Chief Minister Maryam Nawaz Sharif recently launched the “Apni Chhat Apna Ghar” scheme. This program is aimed at providing affordable homes and loans to the people of Punjab. It is an important step toward helping families own their own homes.
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Implementation of the Scheme
The “Apni Chhat Apna Ghar” scheme plans to build more than 3,000 homes in each district of Punjab. The program will primarily focus on five key cities: Multan, Faisalabad, Sialkot, Sargodha, and Rawalpindi. In Lahore, the first phase will include the construction of 5,000 homes near Raiwind Road. This initiative ensures that resources are distributed fairly across the province.
Main Cities Focused:
- Multan
- Faisalabad
- Sialkot
- Sargodha
- Rawalpindi
Affordability of the Scheme
The scheme is highly affordable for people. Each apartment costs Rs. 1.5 million. However, with a 60% subsidy from the government, people only need to pay 40% of the total amount. This means you will only pay Rs. 600,000. The rest can be paid in easy monthly installments of Rs. 26,000 over five years. This plan makes it possible for families with low incomes to own a home.
Centralized Online Portal
The Punjab Information Technology Board (PITB) has created a special online portal for the “Apni Chhat Apna Ghar” project. This portal allows applicants to register, track, and manage their applications in one place. It simplifies the entire process, making it easier for people to apply for a home or loan.
Benefits of the Program
The “Apni Chhat Apna Ghar” program offers many benefits to the public. It provides affordable housing solutions, opportunities for homeownership, and permanent residences. The scheme promotes socio-economic development, improves living standards, and helps reduce homelessness. Additionally, the government plans to provide interest-free loans to 70,000 families in the first phase to help them build their homes.
How to Apply for the Scheme
To apply for a home or loan under the “Apni Chhat Apna Ghar” scheme, follow these simple steps:
- Complete the Citizen Registration Form: Visit acag.punjab.gov.pk and fill out the Citizen Registration Form with your full name, CNIC number, father or husband’s CNIC number, gender, email address, mobile number, and your division, district, and city. Create and confirm your password to complete the registration.
- Fill Out the Certificate Form: After registration, you will receive a certificate form. Fill out this form to confirm your eligibility for the scheme.
- Complete the Application Form: After confirming your eligibility, proceed to fill out the application form. Provide your basic information, attach the required documents, and add any additional comments if necessary.
Conclusion
The “Apni Chhat Apna Ghar” scheme is a fantastic opportunity for the people of Punjab to own a home. By following the simple steps outlined above, you can apply for a home or loan under this scheme. The online portal makes the process easy, and the government’s subsidy ensures that owning a home is affordable for everyone.
FAQs
How do I apply for the scheme today?
You can apply by visiting the ACAG portal at acag.punjab.gov.pk and following the registration process.
What is the cost of an apartment under this scheme today?
The cost is Rs. 1.5 million, but with a 60% subsidy, you only need to pay Rs. 600,000.
How can I pay for the apartment today?
You can pay 40% upfront, and the rest in easy monthly installments of Rs. 26,000 over five years.
Who is eligible for interest-free loans today?
In the first phase, 70,000 families will be provided with interest-free loans to help them build their homes.
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