The Ehsaas Apna Ghar Program was introduced by the Khyber Pakhtunkhwa (KPK) government to provide affordable housing solutions to low-income families. This initiative offers interest-free loans ranging from Rs. 1 lakh to Rs. 15 lakh to help families build or renovate their homes. With a total budget of Rs. 3 billion, this program aims to improve housing conditions for those who cannot afford to build or upgrade their homes on their own.
| Key Features | Details |
| Total Budget | Rs. 3 billion |
| Loan Amount | Rs. 1 lakh to Rs. 15 lakh |
| Eligibility | Permanent residents of KPK |
| Registration | Ehsaas Registration Center/NADRA |
Contents
Overview of the Ehsaas Apna Ghar Program
The Ehsaas Apna Ghar Program focuses on providing financial support to low-income families in KPK to help them either construct a new house or renovate an existing one. The government has designed this initiative to give families access to interest-free loans, making housing more affordable. This program is modeled after the Apni Chat Apna Ghar scheme in Punjab, and its main objective is to uplift the housing standards of deserving families in the province.
How to Apply for the Ehsaas Apna Ghar Program
Applying for the Ehsaas Apna Ghar Program is a simple process. Follow these steps to apply:
- Visit the Ehsaas Registration Center: Go to the nearest Ehsaas Registration Center or NADRA Office in KPK.
- Submit Required Documents: Provide your CNIC, proof of residency, and other necessary documents for eligibility verification.
- Fill Out the Application Form: Once your details are verified, you will receive the application form. Complete it with accurate information.
- Submit Supporting Documents: Attach the required documents, including your CNIC, proof of income, and utility bills.
- Submit the Application: Hand in the completed application form along with the documents to the relevant authorities for processing.
Eligibility Criteria for the Ehsaas Apna Ghar Program
To qualify for the Ehsaas Apna Ghar Program, applicants must meet the following criteria:
- Must be a permanent resident of KPK.
- The applicant must be the head of the household.
- The applicant should not be employed by the government or any other formal organization.
- The applicant must have low income, as determined by the NSER survey.
- The applicant must not owe any debts to banks or other financial institutions.
- The applicant should be under 60 years of age to apply.
Required Documents for the Ehsaas Apna Ghar Program
To apply for the Ehsaas Apna Ghar Program, you will need to provide the following documents:
- CNIC (Computerized National Identity Card)
- Proof of residency (e.g., utility bill)
- Bank statement or proof of income
- Family Registration Certificate
- Photos of your current house (if applicable)
Benefits of the Ehsaas Apna Ghar Program
The Ehsaas Apna Ghar Program provides several key benefits to low-income families, including:
- Access to interest-free loans for building or renovating homes.
- Simplified registration process at Ehsaas Registration Centers and NADRA offices.
- A focus on low-income households, ensuring that financial aid reaches those who need it most.
- The flexibility to use the funds for both new construction and home improvement projects.
Conclusion
The Ehsaas Apna Ghar Program is a significant step toward improving the living standards of low-income families in KPK. By providing interest-free loans for housing construction and renovation, the government is helping families secure better homes and living conditions. With a straightforward application process and focused support, the program is making housing more accessible for those who need it most.
Also Read: BISP Relaunch of NSER Survey: Recent Update
FAQs
Who is eligible for the Ehsaas Apna Ghar Program in 2024?
Low-income families who are permanent residents of KPK and do not already own a home are eligible for this program.
What documents are needed to apply for the Ehsaas Apna Ghar Program now?
The required documents include a CNIC, proof of residency, income statements, and utility bills, among others.
Is there any fee to apply for the Ehsaas Apna Ghar Program now?
No, the application process for the program is completely free. There are no fees involved in applying.
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