Key Features of the Apni Chhat Apna Ghar Scheme & Latest Update

The Apni Chhat Apna Ghar project is a housing initiative launched by the Chief Minister of Punjab, Maryam Nawaz Sharif. This program aims to provide low-income families, especially workers and laborers, with the opportunity to own their homes. The government has set up a one-window operation center in Rawalpindi to make it easier for citizens to get information and apply for the program. This center is located at the Deputy Commissioner Office and is managed by the Rawalpindi district administration.

Overview of the One-Window Operation Center

The one-window operation center in Rawalpindi has been established to streamline the process for people interested in the Apni Chhat Apna Ghar project. The center allows citizens to get all the information they need and complete their applications in one place. Director General (DG) of Punjab Housing and Town Planning Agency (PHATA), Saif Anwar Jappa, recently visited the center to review its operations. He interacted with citizens and made sure that the center is providing all the necessary facilities to make the application process smooth and efficient.

You may also read: Breaking News: Punjab Government Sets Up Facilitation Desks for ‘Apna Ghar’ Scheme

Key Features of the Apni Chhat Apna Ghar Project

  • Provides: Interest-free loans to 70,000 families in the first phase.
  • Aims: To help low-income families who own land but lack funds for construction.
  • Loans are: Repayable over seven years.
  • No payments: Are required during the first three months.
FeatureDetails
Target Beneficiaries70,000 low-income families
Loan AmountInterest-free loans for home construction
Repayment Period7 years
Payment BreakNo instalments for the first 3 months

Government’s Commitment to the Project

During his visit, DG Saif Anwar Jappa emphasized that the project is a significant step towards helping poor and deserving families in Punjab. He noted that the government is fully committed to ensuring that these families have access to affordable housing. The project not only supports those who own land but are unable to build on it, but it also ensures that the repayment terms are manageable, with a monthly installment of Rs14,000 starting after the initial three-month grace period.

  • Interest-free loans to support home construction.
  • 70,000 families targeted in the first phase.
  • Seven-year repayment period with a three-month grace period.

Administrative Support and Facilities

The Rawalpindi district administration is actively involved in making sure that the one-window operation center is fully functional and equipped to handle the needs of the citizens. Deputy Commissioner Rawalpindi, Hasan Waqar Cheema, provided a detailed briefing to DG Saif Anwar Jappa about the center’s operations. The administration is focused on ensuring that all necessary facilities are available and that citizens receive the support they need to benefit from the program.

You may also read: CM Punjab Launches Model House under ‘Apni Chhat Apna Ghar’ Scheme

Conclusion

The Apni Chhat Apna Ghar project is a vital initiative that aims to provide low-income families in Punjab with the opportunity to build and own their homes. With the support of the government and the establishment of the one-window operation center, the project is progressing successfully. The government’s commitment to helping the poor and deserving citizens of Punjab is evident in the thorough planning and execution of this housing project.

FAQs

How does the one-window operation center assist applicants?
The one-window operation center simplifies the application process by providing all necessary information and support in one location, making it easier for applicants to apply for the Apni Chhat Apna Ghar project.

What documents are required to apply for the Apni Chhat Apna Ghar project?
Applicants typically need to provide proof of land ownership, income verification, and identification documents to apply for the interest-free loan under this project.

How does the project benefit low-income families?
The project offers interest-free loans to low-income families, enabling them to build homes on their own land without the financial burden of high-interest loans, thus improving their living conditions.

Is there a deadline to apply for the Apni Chhat Apna Ghar project?
Yes, there is usually a specified time frame within which applications must be submitted. Applicants are advised to check with the one-window operation center for the exact deadlines and any extensions that may be available.

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